Contractors General Liability Insurance in California is available whether you're a roofer, plumber, general contractor, subcontractor, electrician, or a carpenter.
As a contractor it is important to maintain contractors insurance to cover work during and after your completion. If you believe that you will not get sued, because you are doing your work properly, think again.
Claims Scenario:
A plumbing company installs plumbing in a home. A year later, one of the pipes breaks, causing a leak. Subsequently, the homeowners insurance company pays for the repairs. However, during the investigation the insurance company discovers that the work was not done properly. Now, in order to recoup their loss. The insurance companies subrogation department files a law suit in a California court against the plumbing company. Despite the insurance companies allegations, the plumbing company must now appear in court and proof their innocence. The cost incurred by the defense would be the greatest expense of all. Even if it's proven that there was no fault on the part of the plumbing company.
When considering whether or not to have insurance, consider the claims scenario above.
Available Contractors Insurance Coverage:
- General Liability Insurance (Limits $2,000,000 per occurrence/$3,000,000 aggregate)
- Umbrella Liability/Excess Liability (Limits up to $25,000,000)
- Independent Contractors Coverage
- Subcontractors Liability Coverage
- Waiver of Subrogation, Blanket Additional Insurance
- Low Deductibles - Starting at $500
- Contractors Equipment Coverage
- Contractors License Not Required in Some Case
- We also offer commercial auto, property and workers compensation insurance
Eligible Contractors Classes:
- Plumbers Contractors
- Drywall Contractors
- Electrical Contractors
- Cleaning/Debris Removal Contractors
- Marine Contractors
- Painters
- Landscapers
- Roofing Contractors
- Asbestos Removal
- Airport Contractors
Calco Commercial Insurance is the leading provider of low cost contractors insurance in California. The policies that we provide are examined for accuracy and the best rate. Despite the increases in premiums with other insurance companies. We have always negotiated lower pricing and assisted our contractor clients in obtaining lower contractors quotes.
Get an online contractors insurance quote or call and speak to our contractors program specialists at (877) 225-2699.
